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OfficeUS2025

Westlake Office Center

Acquisition of middle market Class A office complex in tech corridor

Transaction Size
$92M
Size
285,000 SF
Location
Seattle, WA
Closed
2025

The Challenge

What the sponsor faced.

Sponsor was acquiring a 285,000 SF Class A office asset in Seattle's South Lake Union corridor with 82% in-place occupancy and a significant 2027 lease rollover. Most banks priced in downside cases that pushed coupons 75 to 125 bps above levels the deal could support.

The Structure

How we structured it.

Five-year fixed-rate senior loan at 60% LTV from a life company with interest-only for the first three years. Dedicated TI/LC reserve sized to re-tenant the rollover. Cash management trigger set at 1.15x DSCR to protect the lender without starving the property.

The Outcome

What the sponsor got.

Coupon came in 60 bps inside the best bank quote with no recourse. Interest-only period preserved cash flow during re-leasing. Sponsor closed on schedule.

Deal Mechanics

Structural highlights.

Capital Provider
Life insurance company
Loan Type
Senior Loan
Leverage
60%
Timeline
62 days mandate to close
Key Features

60 bps inside the best bank quote

Three years interest-only on a five-year term

Non-recourse with sized TI/LC reserve

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